Privacy Policy for Neptune Capital Resources
Introduction
This privacy policy explains how Neptunecr.com, a commercial loan broker website of Neptune Capital Resources LLC, collects, uses, and protects your personal information. We are committed to protecting the privacy of our users and clients, and we take this responsibility seriously. By using our website and our services, you agree to the terms of this privacy policy.
Collection of Personal Information
We may collect personal information from you when you fill out an online form or contact us via email, phone, or chat. This information may include your name, contact information, financial information, and other information relevant to your loan application. We may also collect information from third-party sources, including credit reporting agencies, to evaluate your creditworthiness.
Use of Personal Information
We use your personal information to provide you with our services, including but not limited to, matching you with potential lenders, assessing your eligibility for loans, and facilitating the loan application process. We may use your personal and non-personal information to:
Use of Non-personal Information:
We may collect your non-personal information such as your IP address, browser type, device information, access location etc. for security or other reasons.
Sharing of Personal Information
We may share your personal information with our partner lenders and financial institutions, as well as with third-party service providers who assist us in providing our services. We may also share your information with our affiliates, subsidiaries, and successors in interest. We do not sell or rent your personal information to third parties for marketing purposes.
Security of Personal Information
We take appropriate measures to protect the security of your personal information. We use industry-standard security protocols to encrypt and protect your information during transmission and storage. We also restrict access to your information to authorized personnel only. We train our employees to safeguard customer information, and we require them to sign confidentiality and non-disclosure agreements. We maintain strict physical, electronic, and procedural safeguards to protect your Information from unauthorized access by third parties. All our employees must use their personal password to access the information they require, and all our employees are trained to instill a high level of awareness of technology-related threats and staff responsibilities to protect and manage client information.
CCPA Exempt
We are NOT doing business in state of California or with residents of California and does not collect any personal information from California residents, so in other words, we are exempt from the CCPA (California Consumer Privacy Act).
Internet Security Policy
We worked hard to protect your confidential information and privacy when you deal with us online. In order to provide you with secure access to your accounts and information online, we use several layers of security mechanisms, technologies, processes and procedures. From your secure login, through to your log-out, our Internet Security Policy is designed to prevent unauthorized access to your information.
Furthermore, our internal processes and procedures ensure that only staff members who require your personal information are authorized to access it on a need-to-know basis.
Your Rights
You have the right to access, correct, or delete your personal information that we have collected. You may also opt-out of receiving marketing materials from us at any time. To exercise these rights, please contact us using the information provided below.
Data Storage and Security
We take data security seriously and have implemented technical and organizational measures to protect your personal information. We use secure servers, firewalls, and SSL encryption to safeguard your information. We restrict access to your information to employees and contractors who need it to provide you with our services.
Data Retention
We will retain your personal information for as long as necessary to fulfill the purposes for which it was collected, or as required by law. Once your personal information is no longer needed, it will be securely deleted or anonymized.
Cookies and Analytics
We use cookies to collect non-personal information about your use of our website. Cookies are small text files stored on your computer that allow us to recognize your browser and track your website activity. We also use analytics tools such as Google Analytics to analyze website traffic and improve our website.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these third-party websites and encourage you to read their privacy policies.
Changes to this Policy
We may update this privacy policy from time to time to reflect changes in our business practices or legal requirements. We will notify you of any material changes to this policy by posting the revised policy on our website or by email. Your continued use of our website and services after any such changes constitutes your acceptance of the updated policy.
Contact Us
If you have any questions or concerns about this privacy policy, please contact us using the following information:
Neptune Capital Resources
8 Quakerbridge Plaza, Suite H, Hamilton, NJ 09619
Phone: (732) 820-0047 Email: info@neptunecr.com